Commercial Claims In California

Unexpected damage to your business has the potential to not only interrupt your daily operations, but it could also halt the operation of your company completely. As a business owner, you already have enough of a task in trying to maintain business as normal and keep your employees and customers happy. Without the time and knowledge to handle your insurance claim, you may miss critical steps that will affect the outcome of your settlement. At ClaimMax Adjusters, we will be your dedicated commercial public adjuster in California to ensure your loss is properly appraised and the process of submitting your insurance claim is a simple and stress-free experience.

Our team of seasoned public adjusters for business insurance claims has the experience to compile the needed documentation with other professionals as needed for the maximum claim payments you deserve.
We have decades of experience and have successfully negotiated hundreds of claims for our clients. At ClaimMax Adjusters, we handle all sizes of commercial loss claims, from small shops and shopping malls to hospitals, restaurants, and hotels. We have decades of experience and we’ve filed many claims. Our team of public adjusters is here to fight for you and your rights.

To learn more about how our team can help you submit a commercial or industrial insurance claim, contact us today.

 

How Can Property Damage Affect Your Business? 

When talking about property damage, many people consider residential situations that make their home unlivable until repairs are made, but businesses need to consider the impact of damage, as well. 

Your business can be impacted by a number of events. Vandalism is a common concern, and it can ruin the professional appearance of your business, and result in damages such as broken windows or doors that compromise your business's security, and other things. 

However, the natural disasters California is known for can wreak havoc on its own at no one's fault. Things such as floods, fires, high winds, and sinkholes can suddenly cause massive headaches for your business. 

When your business is damaged, you have to halt production for the safety of your workers, customers, and more until it’s fixed. Without work being done, money isn’t made, and big enough losses can permanently damage your business beyond repair. You might also lose valuable equipment to damage, or key parts of your business might be damaged to the point that you have to wait for repairs or replacements before you can get anything done. 

Even when you tackle the situation quickly, a lot of time, money, and energy is expended along the way. Filing commercial claims in California is an important part of getting through such events.

 

How to Start the Insurance Claim Process

Starting the insurance claim process isn’t nearly as daunting as it seems, but it does need to be done correctly, or you risk not getting everything you’re rightfully owed. It’s an insurance company's job if it wants to remain profitable, to minimize payouts as much as possible without breaking the law. 

As such, if you don’t do your own due diligence while presenting your claim, you can get only a fraction of the reimbursement you deserve. 

You can start the process by calling a business insurance claims public adjuster such as ClaimMax Adjusters Inc. A public adjuster’s job is to help guide you through the claim process and ensure that you get the true value of your policy. However, it’s imperative that the adjuster is contacted first to make sure you start the claim process properly. If you start talking to the insurance company and getting things processed, the chance of adjusting things later is lower. 

Once you’ve talked to a commercial claims adjuster, it’s also important to take your own photos of the damage to provide evidence of what happened. You should attempt to get as many clear photographs of the damage as possible from as many angles as possible. You don’t want to leave anything out. 

Then, it’s time to contact the insurance company and make a commercial claim. You’ll contact the agency that holds the relevant policy. So, if your business flooded, you’d call whichever company provides your flood insurance. 

The insurance company will look over the evidence you provide, your policy, and general personal information before sending an in-company assessor to evaluate the damage first-hand. 

From there, it can take a few weeks or longer for your claim to be approved.

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